Disclaimer : The calculations and results you obtain from the investment calculators
and risk assessment tools are for reference only and are not intended as a substitute
for any professional investment advice. The investment calculators and risk assessment
tools do not contain all the possible combinations of data and have used certain
assumptions. The effect of certain factors, which could have an impact on your individual
circumstances, may not have been taken into account. HKIFA and its suppliers cannot
accept responsibility for any errors or omissions from the information or any reliance
placed upon it.