MPF

Established by legislation, the MPF system is a retirement protection system for the entire working population of Hong Kong.

Except for certain exempt persons stipulated in the MPFSO, the MPF System covers employees and self-employed persons aged between 18 and 65.

Under the MPFSO, employers are required to enrol employees in MPF schemes.

Mandatory contributions are calculated on the basis of 10% of an employee's relevant income, with the employer and employee each paying 5%. Contributions are generally made on a monthly basis.

Detailed MPF information is available for download at: MPF Investment - What every employee should know (990 KB, PDF).

Please click here for Frequently Asked Questions on MPF.

Please click here (67 KB, PDF) for MPF Risk table - key risks with respect to the MPF system and the features/mechanisms in place to mitigate and address the risks.


If you have any queries or wish to obtain more information on fund investment or the Hong Kong fund management industry after browsing our site, please email us at hkifa@hkifa.org.hk.