Disclaimer : The calculations and results you obtain from the investment calculators and risk assessment tools are for reference only and are not intended as a substitute for any professional investment advice. The investment calculators and risk assessment tools do not contain all the possible combinations of data and have used certain assumptions. The effect of certain factors, which could have an impact on your individual circumstances, may not have been taken into account. HKIFA and its suppliers cannot accept responsibility for any errors or omissions from the information or any reliance placed upon it.