How much can I spend each month?
Amount available for retirement: HK$  
Number of years from now until retirement: years
Number of years in retirement: years
Amount to leave at the end of retirement: HK$  
Expected investment rate of return during retirement: % per annum
Expected inflation rate: % per annum
Calculator
Amount available for retirement in future value: HK$   7,370,526.63
Amount to leave in future value (at end of retirement): HK$   2,236,653.86
Monthly amount you can spend in future value (at start of retirement): HK$   29,237.19
Monthly amount you can spend in today's value: HK$   11,900.31
Remark : Compounding effect is calculated on a monthly basis.
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Disclaimer : The calculations and results you obtain from the investment calculators and risk assessment tools are for reference only and are not intended as a substitute for any professional investment advice. The investment calculators and risk assessment tools do not contain all the possible combinations of data and have used certain assumptions. The effect of certain factors, which could have an impact on your individual circumstances, may not have been taken into account. HKIFA and its suppliers cannot accept responsibility for any errors or omissions from the information or any reliance placed upon it.